Robert Kiyosaki Blog

Financial Education Portal inspired by Robert Kiyosaki

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Self Defence Class with Kim and Robert Kiyosaki

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14 Common Financial Problems!

In all my financial interactions –  be it planning for clients, training, teaching or writing, people have come to me with some problem which they think is unique. In all the financial problems, I am able to find a pattern. Believe it or not, people more often than not choose the problem by their behavior. It is easy for me to find a pattern and say, “Well you choose your problem, did you not?“ Your financial problems would have been caused by some (or all) of the following financial behavior: Not planning: The single biggest problem for most people is that they just do not plan their finances. Even if they are not happy about the results of what they have done so far, they do not change the way things are done. Overspending: Many people with not very high incomes have very high ambitions. Most of this problem is because the salesmen in most shops do not tell you the price of a product, they only tell you the EMI – so anything from a plasma TV to a luxury home on the outskirts of the city are made to look cheap! Not talking finance at home: Children are kept away from the finance topics at the dining table. Finance is perhaps the second most taboo topic at home! So many children grow up without knowing how much of sacrifice their parents have gone through to educate them. Parents spending on education and marriage: There are just too many kids out there who believe that they need to worry about savings, investment and life insurance only at the age of 32 plus. This means your father, father-in-law or a bank loan has funded your education and marriage. Kids should take on financial responsibility at a much younger age than what is happening currently. Marriage between financially incompatible people: Most marriages under stress are actually under financial stress. Either the husband or the wife is from a rich background and the other partner cannot understand or cope with the spending pattern. It is necessary to match people financially before marriage. Delaying saving for retirement: “I am only 27 years old why should I think of retirement“ seems to be a very valid refrain for many 32-year olds! Every year that you delay in investing the greater the amount that you will have to save later in your life. Till the age of 32 it might be feasible for you to catch up, but after some time the amount that you need to save for retirement just flies away. Very little life insurance: With all the risks of life styles, travel,...

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A POSITIVE approach to the mortgage market

Whitney UK and Rich Dad Education, a provider of educational programmes in property investment and financial well-being, have drawn up their own POSITIVE advice relating to the current mortgage market. The advice is: P lan ahead for the longer term. Try not to sell your home or investment properties unless you absolutely have to. Even if house price dips are making you fearful, historically in the UK, house prices will and do double every 10 years. So the only time you will potentially lose money is when you sell a property prematurely. O ptions – speak to recommended brokers or lenders to look at your options. The mortgage product market is unlikely to dry up altogether – what you will find though is that only the major lenders will still be offering buy to let products for a short period, but perhaps with lower LTV built in, together with higher short-term interest rates and front end fees. S supply and demand – understand that economic activity is cyclic and will change over time. The UK Government has said that we will need at least 200,000 new housing units until 2016 and we aren’t keeping up with this target. As demand continues to outstrip supply prices should remain strong. (Source: Whitney Development’s Wealth Club Newsletter: April 2008 Edition). I nterest rates – economists are predicting that there will be at least two more rate cuts by the end of this year and that even fixed rates may also come down over time. T ightening of credit? What this refers to is largely the availability of credit and mortgages in the domestic residential sector. For investors, different criteria applies so step on the investor ladder with a credible source of education from Whitney UK and Rich Dad Education. I nformed. Keep yourself informed of how market changes affect you in real, not perceived terms. V ictim mentality. Avoid this by finding solutions for your problems. With every perceived problem comes a viable solution. Don’t forget that as consumers we keep the banks and credit card companies in business! If one lender can’t help you, there is one out there who can and will. E mployment levels are at record highs and stand at fractionally under 30 million people. Unemployment stands at approximately 1.6 million. Go here to see the original: A POSITIVE approach to the mortgage...

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Rich Dad’s 8 Core Values for Success

Robert Kiyosaki, author of the best-selling Rich Dad, Poor Dad series, shares tips for getting ahead in business. Find equal opportunities. Don’t be a victim of the survival-of-the-fittest technique. Make yourself marketable. Get a life-changing business education. Feed your mental, emotional, physical and spiritual needs. No, this doesn’t necessarily mean sitting in a college classroom. Get an education from life. Latch onto friends who will pull you up, not push you down. Protect yourself from negative influences. Find value in your network. The more people you can meet in business, the better. Develop your most important business skill. Communicate, communicate and communicate. Be a leader. Influence others by being a great teacher. Don’t work just for money. Work to build wealth, not money. Invest. Live your dreams. First of all, make sure you have dreams. Then make them a reality. You can be a successful businessperson and still make your dreams come...

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The #1 Skill of an Entrepreneur

  The #1 skill of an entrepreneur…. … is the ability to sell. Watch as Robert Kiyosaki speaks with Sara Nelson of Publishers Weekly about the importance of learning how to sell. He talks about how he does not consider himself an author, but an entrepreneur whose responsibility it is to sell his books. Read the rest here: The #1 Skill of an...

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Start up funding | How to attract investors

Jim Butz has recently provided more information on how entrepreneurs can approach investors, angels and VC’s alike.  Check out his new web site.  Start up coast. Share This Blog more…. BlogPulse Technorati Cosmos Sphere It More: Start up funding | How to attract...

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The #1 Skill of an Entrepreneur…

… is the ability to sell. Watch as Robert speaks with Sara Nelson of Publishers Weekly about the importance of learning how to sell. He talks about how he does not consider himself an author, but an entrepreneur whose responsibility it is to sell his books. Excerpt from:The #1 Skill of an...

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Interview Richard Laermer 2011 Trendspotting for the Next Decade

Interview with 2011 Trendspotting for the Next Decade author Richard Laermer.   Richard Laermer the author of Trendspotting and Punk Marketing joined me for an interview on My Success Gateway.  What do you get a when you put a PR guy together with a consultant and small business owner? A lot of talking and a lot of fun. Richard and I cover a lot of ground in this call but the main thrust of it is his 2008 release of 2011 Trendspotting for the Next Decade. Richard owns a PR Agency in New York City. He knows how to use words. He uses words to craft his messages and sometimes his messages are subtle and sometimes they are in your face. We cover what is right with the media and what is wrong with the media and how people use the media and how the media uses people. The conversation helps people to use trends to their advantage and how to find these trends. Richard talks about being real in the decade where mediocrity has been the norm since the Clinton Administration. Laermer being the cynical guy he is talks about responsibility and doing more and completing everything from thoughts to projects. He has a positive outlook and is willing to assist others into the future.  This is an enjoyable chat. Share This Blog more…. BlogPulse Technorati Cosmos Sphere It Excerpted from:Interview Richard Laermer 2011 Trendspotting for the Next...

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Special Event with Robert Live

Some friends of mine are sponsoring an event on Saturday 1 December in Mesa, Arizona. Robert will be speaking at the event about the B-I Triangle, being an entrepreneur and the number one skill of every entrepreneur – sales. I am proud to be associated with the folks that are sponsoring this event. They are long-time Rich Dad students and have been through a lot of the training with me. I am excited also to be a part of their group in this venture. Please take a minute to learn more about the group and the event they are presenting. It will be a great day of learning and fun. Credit:Special Event with Robert...

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