Many are facing tough times with the stock market and economy being tumultuous and unpredictable.

To help you through these times we are speaking with Ethan Ewing, President of Bills.com and Kim Kiyosaki, author of Rich Woman and co-founder of The Rich Dad Company.

Ethan is going to show you how to get out of debt and stay out of debt while Kim is going to share some financial advice on how to stay cash flow positive.

Download mp3 – Tough Times Equal Tough People [55:17m, 12.6MB]

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Tough Times Create Tough People (mp3)

“Poor people have jobs, Rich and Successful people have careers.” – Colin Cowherd ESPN Radio

I heard this over the radio one day and it took me a while to figure out what he meant. It was one of those days where I just had a few minutes to tune into the radio. As soon as I turned it on I heard this. I don’t know what lead up to this statement but it struck me and stuck with me.

I brought up this statement with my students, most of whom fall into the poor or poverty social class, and they all understood exactly what I was saying.

I explained it like this:

jobPoor people have jobs. They work for money and nothing else. So what happens? Is a person who makes $250,000 a year poor? Maybe not by money standards but what is their life like? How much do they work? How much do they enjoy themselves?

If they just have a job that pays well they are probably not completely happy. Actually if they are like most of us they have a job that they just don’t like. It is nice to make a lot of money but are they happy?

What is the sense of making a lot of money when all they do is work? Then what happens? When people work in a job that they are not happy in they need to supplement this unhappiness with something. Some buy toys, a bigger house, new cars, and more. Then what happens? They have to keep working to pay it off. Some are more destructive and turn to alcohol or drugs. Still others take their frustrations out on others.

Rich and successful people have careers. What do they work for? They typically don’t work for money, they get money as a result of their effort and their hard work. Instead of working for money they work to learn. They learn what it takes to get to the next step. That next step may be the next rung up the corporate ladder (something I have no interest in). For some the next step is to open their own business. For others it simply is a case of lifelong learning.

These people may not be rich with money, but they are rich and successful with their life. They are happy because they are doing things that they love to do. They are successful not because they work hard, but because they enjoy their work. Since they enjoy their work they tend to spend more time with it, and they tend to do a better job.

So what are you doing? Are you happy with your job? If you are maybe you should begin to learn and turn it into a career. What is the next step? Where will it take you in the future? If you are just starting out don’t worry about the money right now. If you work for money you will rarely get ahead. If you work for your career then you will find the opportunities will come to you and you will get paid soon. The money comes as a secondary result of how well you develop your career.

Be patient, I know it is hard, I fell into those same traps, but there is a payoff in the end.

~~~

source:http://www.coachkip.net/2008/05/21/poor-people-have-jobs/

Here is the original:
Poor People Have Jobs

This weekend I was invited to be a student at the MLM Traffic Formula 101 Live event in Austin, Texas, USA.

Mike Dillard, who wrote MLM Traffic Formula (and many other books), has become a great friend and mentor over the past few months. He has provided extremely valuable lessons, feedback and advice that have changed the way we think about internet marketing at Rich Dad.

Being here as a student has been eye opening, to say the least. I have an entirely new appreciation for how effective internet marketing is done. And how much I don’t know!

Here are a few of the basics:

* Your list… is everything.

* Establish a relationship with the people on your list – Speak to your contacts as individuals, not as a group

* Provide overwhelming value and education

* Be real – People can spot BS from a mile away

* Create systems that leverage your content

I am extremely excited about what I have learned so far and I am working very hard to implement it.

John

p.s. The photo above is of Mike’s 2006 Aston Martin Vantage. He was gracious enough to let me sit down and fire it up last night at his house. Amazing!

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Hanging With Mike Dillard

From The Oprah & Friends Radio Show with Dr. Mehmet Oz, 27 May 2008

The Blue Zones: Lessons for Living Longer From the People Who’ve Lived the Longest by Dan Buettner

With the right lifestyle, experts say, chances are that you may live up to a decade longer. What’s the prescription for success? National Geographic Explorer Dan Buettner has traveled the globe to uncover the best strategies for longevity found in the Blue Zones: places in the world where higher percentages of people enjoy remarkably long, full lives. And in this dynamic book he discloses the recipe, blending this unique lifestyle formula with the latest scientific findings to inspire easy, lasting change that may add years to your life.

Buettner’s colossal research effort, funded in part by the National Institute on Aging, has taken him from Costa Rica to Italy to Japan and beyond. In the societies he visits, it’s no coincidence that the way people interact with each other, shed stress, nourish their bodies, and view their world yields more good years of life. You’ll meet a 94-year-old farmer and self-confessed “ladies man” in Costa Rica, an 102-year-old grandmother in Okinawa, a 102-year-old Sardinian who hikes at least six miles a day, and others. By observing their lifestyles, Buettner’s teams have identified critical everyday choices that correspond with the cutting edge of longevity research—and distilled them into a few simple but powerful habits that anyone can embrace.

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Dan Buettner – The Blue Zones: Lessons for Living Longer From the People Who’ve Lived the Longest

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Robert Kiyosaki - Robert T. Kiyosaki, best-selling author of the "Rich Dad" series, and former Marine gunship pilot during the Vietnam War, is an investor, entrepreneur, educator and New York Times best-selling author. His financial education book series Rich Dad Poor Dad has been translated to over 100 languages and sold more than 26 million copies world wide. He also created the educational board game Cashflow 101 to teach individuals the financial and investment strategies that his rich dad spent years teaching him. Robert Kiyosaki's perspectives on money and investing are different from traditional teaching. The old beliefs of getting a good job, working hard, saving money, getting out of debt, and investing for the long term are obsolete in today's world. Robert Kiyosaki's teachings focus on generating passive income through investment opportunities, such as real estate and businesses, with the ultimate goal of being able to support oneself by such investments alone. Some of Robert Kiyosaki's bestselling books: Rich Dad Poor Dad, Cashflow Quadrants, The Conspiracy Of The Rich.