Matt Ridley: When ideas have sex | Video on TED.com
I think this really shows, without directly addressing it, that mastermind groups, Cashflow games and networking really advances us and what we done. Live in a vacuum at your peril!
Enjoy!
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Matt Ridley: When ideas have sex | Video on TED.com
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On February 9, 2009, Experian stopped selling consumers their own score. They will of course continue selling them to creditors. Apparently, we as consumers no longer have access to FICO scores at all from them. The sell Vantage and Plus scores, which aren’t the same as FICO scores.
FICO score are the ones that matter; they are what lenders use. It’s not clear what, other than score, you’ll have access to when you apply for a loan.
There is a serious drawback for consumers here: you have to have a pull on your credit now to get a real score and you still may not have access to the information in your file. That makes it very difficult if not impossible to correct errors. It also makes it nearly impossible to enforce your rights under the fair credit laws and I suspect that that is the reason why Experian went this route.
We have the right to see the reports on which the scores are based but currently not the scores. I think we should. One of the things I find to be sleazy about this industry is that they don’t have to show you what they share with lenders.
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Experian stops selling FICO scores to consumers
Anyway, anyone who follows anything to do with Robert Kiyosaki want to own a business, real estate and or other investments. That means you should be marketing (hear that real estate investors?!?). Check out Laura’s post below. I’m going to invite her to join us for a game.
Robert Kiyosaki Knows His Marketing | Vision Advertising
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Great post on marketing by a Worcester County business owner
Forwarded by Danielle Rocheford
Our Nightmare Before Christmas
(or Unitil Utilities Suck)
Twas two weeks before Christmas and all through the town
it rained and it froze and the trees all fell down.
The wires that were strung on utility poles
snapped like a twig and the houses all froze.
We got our selves nestled all snug in our bed
while visions of warmer days danced in our head,
and me in my thermals and Pa in his cap
stayed huddled together for a bone chilling nap.
The moon on the ice made a crystalline glow
and we thought to ourselves, just how long can this go?
When what to our wondering eyes did appear
but our son with some coffee and donuts and cheer.
We could see our white breath in the darkness above
and deep under the covers I searched for my love.
His feet, they were frozen and so was his head —
made me think to myself that he just might be dead.
The days passed so slowly, we must be insane
as we waited and wondered and called out by name
“On Thursday, on Friday, on Saturday (shit!)
on Sunday, on Monday, on Tuesday (please quit!)
on Wednesday, and Thursday and Friday (oh dread!)
the kerosene fumes must have gone to our head.
To add to the pleasure of winter’s delight
two snowstorms came by – 18 inches of white.
The snowing and blowing made things bad to worse
and we prayed to the heavens our pipes wouldn’t burst.
Pa’s eyes now were sunken, his expression — not merry,
his cheeks had a pallor, his nose like a cherry.
The odd little smile on his face wasn’t fun
and he often was mumbling “go get my gun”.
Then a rap on the door, and the fireman said,
“Are you sick, are you sane, and is anyone dead?
There’s a shelter, there’s warmth, you can come if you’re able,
we have showers and kindness and food on the table” —
and we looked at each other and thought — “what the heck?”
yeah … eleven days later you FINALLY check!
On night number twelve we heard the faint roar
of a convoy of trucks and we ran to the door.
To the top of the poles, to the stretch of the cable —
please bring us your power just as fast as you’ re able!
They spoke not a word, but went straight to their work
and the power came on with a hum and a jerk.
They heard us exclaim, as they drove out of sight —
MERRY CHRISTMAS TO ALL!
WE HAVE HEAT! WE HAVE LIGHT!
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Our Nightmare Before Christmas
