March 31 (Bloomberg) — Rich Dad’s Michael Maloney, author of “Rich Dad’s Guide to Investing in Gold & Silver,” talks with Bloomberg’s Haslinda Amin about his upcoming forecast for silver and gold prices

Mike Maloney says $100/oz for Silver is a reasonable price, and would still be a bargin.

http://www.richdadsilver.com -
Learn how to protect yourself from the upcoming inflation/hyperinflation that will crash the entire world economy.

Baby boomers will retire between 2012 to 2016 and they will want their retirement money.

This will cause a domino effect around the world, causing world banks to crash one after the another, and the entire currency market will become a big fat zero.

http://www.richdadsilver.com – You should increase your financial IQ and learn how to overcome the biggest crash in the history of the stock market.

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Robert Kiyosaki – The Rules Of Money Have Changed!

Rich Dad Poor Robert Kiyosaki reveals the truth about the financial condition, the worthless paper money scam, the real estate crash and his 2010 predictions.

In 1971 The Rules Of Money – Changed.

In 1974 The Rules Of Employment – Changed.

The ERISA of 401k Convinced Employees To Invest Their Future In The Stock Market.

On March, 2008 Robert Kiyosaki Spoke Out On Larry King Live Predicting The Fall Of The Financial Ginats.

On March 20, 2008 Robert Kiyosaki Urged People To Listen As He Predicted The Crash Of Real Estate. He First Predicted This In 2005.

Rich Dad’s Conspiracy of the Rich: The 8 New Rules of Money

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The Right Information…
At The Right Time…
From The Right People…

Click play to hear Robert Kiyosaki Audio Podcast on Gold Vs. US Dollar (Please wait a moment for podcast to load)

Leave your comments at the end!

As the middle class gets smaller and smaller, more of the tax burden will fall on highly compensated individuals. This is especially true of highly compensated employees and professionals. The tax laws will always favor business owners and investors because they provide jobs and housing.

As Social Security and Medicare go further and further into a deficit, more and more taxes will have to be raised to pay for this deficit. These taxes will fall primarily on highly compensated employees and professionals.

The sooner you start learning about and planning for the coming inflation and higher taxes, the less you will be affected by inflation and the lower your taxes will be.

Rich Dad’s Advisors: Guide to Investing In Gold and Silver: Protect Your Financial Future

With inflation, middle income earners will be pushed into higher tax brackets and will lose many of their deductions just as many people have become part of the alternative minimum tax (AMT) system through inflation.

Tax laws are basically the same throughout the world. They favor the entrepreneur and active investor and punish the employee, self employed, and casual investor. Wherever you are in the world, your taxes will be impacted by the inflationary practices of the United States and other countries.

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In Accountancy an asset is defined as ‘‘a resource controlled by the entity as a result of past events and from which future economic benefits are expected to flow to the entity.’’

A liability also defined as “present obligation of the entity arising from past events, the settlement of which is expected to result in an outflow from the entity of resources embodying economic benefits’’.

These are the classroom definitions and technical for those in the Accountancy field and these definitions are mostly related to assets owned and liabilities owed by corporate entities.

Human beings, as we are, we also have personal assets and liabilities and we can define them in our personal ways that would give us better understanding. This would help us take proper personal financial decisions.

Now let’s look the definitions given by one renown American Entrepreneur, Writer and Teacher, Robert Kiyosaki. Roberts defines an asset ‘‘as anything that puts money into your pocket and a liability as anything that takes away money from your pocket’’.

Robert’s definitions are great and relate to our daily lives, because as human beings we make, spend or waste money every day and we need to know the differences between assets and liabilities are. When we spend money, we should spend it more greatly on assets and very less on liabilities.

Whether it is personal or corporate expenditure, the quest should be to spend more on buying assets rather than wasting the little funds on liabilities that drain us and our organizations financially.

Some assets to buy are:

• Hotels, hostels, hospitals, guest houses, office complexes, schools, colleges, churches, universities that bring money home
• Pieces of land to sell later for more cash
• Building houses and rent them out or sell them for more cash
• Pharmaceutical shops for sale of drugs, shopping malls, sheds, stores, warehouses, that bring money home
• Taxes, buses, trailers, articulated trucks, aero planes, ships, trains, that bring money home
• Build companies in any industry that will bring more money home
• Treasury bills, fixed deposits, call accounts, mutual funds, unit trusts, real estate investment trusts (REIT) these can bring more money home
• Specific assets that will defer tax payment for your organization
• Diamond, gold, and other available minerals whose value will appreciate depending on the world market price to bring more money home
• Farming-cocoa, cotton, coffee, onions, carrots, cabbage, lettuce, spinach, cassava, plantain, banana yam, potatoes, millet, sorghum, beans, maize, wheat, mangoes, guava, oranges, peas and avocadoes, pawpaw, watermelon, palm nut, coconut, shea-butter nut, all edible berries to sell for cash
• Constructions of dams, boreholes, wells, canals, lakes, swimming pools and others to rent out or even sell them for more cash.

Liabilities by Robert’s definition: they don’t put money into your pocket

• Personal effects, TV set, home theatre, personal car that does not get maintenance and fuel allowance from the work side.
• All the things that would take away money from your pocket are liabilities.Any time, you have some money to spend, ask yourself whether you are going to spend on buying an asset or acquire a liability.

To be financially free now and in the future, we should buy more assets than liabilities.

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Can a couple where both participants have different attitudes towards money and different incomes survive in a relationship with combined finances? 

A differing philosophy or income is not an automatic problem. What’s really important is the goal. If two people agree on some basic principles, there is room for differences in habits.

In a partnership, there are ways each individual keeps the other in check and offers compromises.

Don’t go into the fusing of your finances with the intent on changing the other person’s philosophy. It’s true that he or she will have to be willing to compromise on some issues, but most likely, if you’re reading this, you will be leading the charge. In compromising, you may also have to be willing to loosen your grip, but just a little bit.

Consolidating your finances can be accomplished, but varying philosophies and major differences in income can make the transition difficult. Focus on these thoughts:

What are your goals? Are you looking towards retirement with each other? If so, then saving for retirement must be a priority for both of you. Do you plan on having children? The two of you may not be able to contribute equally towards these goals. Your investment actions, including asset allocation and risk tolerance, should support your goals.

Which accounts should be combined? Any accounts you pay bills from can be combined, with each contributing the amount or percentage of their income that you decide is fair together. Any savings accounts for future couple-related goals, like purchasing a house, can be combined. Do you want to keep separate accounts for some fun money? Some couples do this and use their fun money to “surprise” the other with gifts or spend on singular indulgences.

Who will manage the money? It’s best when only one individual in the couple tends to the details. The family money manager should keep the other periodically (and briefly) informed of the financial state of the union. Even with one money manager, major financial decisions should be discussed together.

Be prepared for sacrifices and compromises. That probably goes without saying, as any relationship requires this. Money tends to amplify the issue. How will you handle disagreements?

What are your obligations? Mortgages or rent, phone bills, cable, and insurance are only the start. Will you be expected to take care of an aging relative? Does your partner have outstanding student loan debt, or will you be supporting him through medical school?

Working together as a team towards shared goals can help to overcome other differences, allowing spenders to work together with savers and high-earners to work together with low-earners. Accept the other for whom he or she is, and everything is easier.

See the rest here:
Combining Money With Your Honey