Robert Kiyosaki Blog

Financial Education Portal inspired by Robert Kiyosaki

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Love the Wall Street bailout? Try McCain on health insurance deregulation

In this article in the Colorado Independant Jeff Bridges discusses the possibility of deregulation in the healthcare space.  It seems as if McCain really does not know what to do in these cases.  His intentions are good but his execution is off. I spent a few months in the workers compensation industry and I can tell you a fact.  There is no incentive for insurers, companies, government, state agencies to lower the cost of workers compensation claims, cost of health care or disability claims.  The system is set up to have people abuse the system and charge outrageous rates.  The actual cost of actual healthcare is very small to the overall expenditure and final bill.  So if the government gets involved in state run healthcare expect a mess.  They have clearly demonstrated that they can’t manage a war, Wall St or regulation on mortgages.  Expect more of the same. Barack Obama’s campaign talked up a new TV spot about health care today, and it’s a good one. The ad quotes a new article where John McCain says he’d like to deregulate health care “as we have done over the last decade with banking.” Huh?! I assume the magazine had already gone to print when the banking industry came crashing down around us, but this quote could kill McCain — and numerous Americans, too, should he ever get his way. Share This Blog more…. BlogPulse Technorati Cosmos Sphere It Read the rest here: Love the Wall Street bailout? Try McCain on health insurance deregulation Share and...

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Amanda Ripley – The Unthinkable: Who Survives When Disaster Strikes and Why

From The Oprah & Friends Radio Show with Dr. Mehmet Oz, 11 September 2008 The Unthinkable: Who Survives When Disaster Strikes and Why by Amanda Ripley It lurks in the corner of our imagination, almost beyond our ability to see it: the possibility that a tear in the fabric of life could open up without warning, upending a house, a skyscraper, or a civilization. Today, nine out of ten Americans live in places at significant risk of earthquakes, hurricanes, tornadoes, terrorism, or other disasters. Tomorrow, some of us will have to make split-second choices to save ourselves and our families. How will we react? What will it feel like? Will we be heroes or victims? Will our upbringing, our gender, our personality–anything we’ve ever learned, thought, or dreamed of–ultimately matter? Amanda Ripley, an award-winning journalist for Time magazine who has covered some of the most devastating disasters of our age, set out to discover what lies beyond fear and speculation. In this magnificent work of investigative journalism, Ripley retraces the human response to some of history’s epic disasters, from the explosion of the Mont Blanc munitions ship in 1917–one of the biggest explosions before the invention of the atomic bomb–to a plane crash in England in 1985 that mystified investigators for years, to the journeys of the 15,000 people who found their way out of the World Trade Center on September 11, 2001. Then, to understand the science behind the stories, Ripley turns to leading brain scientists, trauma psychologists, and other disaster experts, formal and informal, from a Holocaust survivor who studies heroism to a master gunfighter who learned to overcome the effects of extreme fear. Customer Rating: Read Reviews Tags: Amanda, Ripley, The, Unthinkable:, Who, Survives, When, Disaster, Strikes, and, Why Social Bookmarking Here is the original: Amanda Ripley – The Unthinkable: Who Survives When Disaster Strikes and Why Share and...

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Julie Murphy Casserly – The Emotion Behind Money: Building Wealth from the Inside Out

From The Oprah & Friends Radio Show with Jean Chatzky, 16 September 2008 The Emotion Behind Money: Building Wealth from the Inside Out by Julie Murphy Casserly This book is based upon an insight that’s literally turning the financial services industry upside down. It’s the notion that we each have specific emotions, or emotional patterns, attached to money that were imprinted on us before we even had a choice to have a checking account. Whether you personally recognize this or not, today those emotions impact every financial decision you face. They are responsible for how you make money and how you keep it, or whether, as is often the case, it seems to go out the door faster than it comes in. Amazingly, those feelings are not just fleeting reactions; they actually influence how much money you’ll make and amass throughout your entire life! The purpose of this book is to help you recognize your emotions behind money, and likewise help you discover healthier ways to respond to those feelings. Through everyday language, lively anecdotes, and engaging exercises it will: – Help you see your life and your money through a different lens; – Empower you to align your financial destiny by living from the inside out; – Teach you how to discover and define what you truly desire to live abundantly. Customer Rating: Read Reviews Tags: Marci, Shimoff, and, Carol, Kline, The, Emotion, Behind, Money, Building, Wealth, from, the, Inside, Out Social Bookmarking View original here: Julie Murphy Casserly – The Emotion Behind Money: Building Wealth from the Inside Out Share and...

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Survey: Who is the more small business friendly candidate?

I saw this posted in the Wall Street Journal.  These days I’m not sure who to believe. A survey earlier this month of 1,062 business owners with 100 or fewer employees conducted by payroll administrator SurePayroll found that 64% of businesses planning to vote for either Sen. McCain or Democrat Barack Obama are leaning toward Sen. McCain, while the remaining 36% plan to vote for Sen. Obama. A big reason many are voting for McCain, the survey found, is that respondents feel the Republican party has more favorable policies and solutions for small businesses than the Democrats. Share This Blog more…. BlogPulse Technorati Cosmos Sphere It Continued here: Survey: Who is the more small business friendly candidate? Share and...

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Joe Navarro and Marvin Karlins – What Every BODY is Saying: An Ex-FBI Agent’s Guide to Speed-Reading People

From The Oprah & Friends Radio Show with Jean Chatzky, 15 September 2008 What Every BODY is Saying: An Ex-FBI Agent’s Guide to Speed-Reading People by Joe Navarro and Marvin Karlins Read this book and send your nonverbal intelligence soaring. Joe Navarro, a former FBI counterintelligence officer and a recognized expert on nonverbal behavior, explains how to “speed-read” people: decode sentiments and behaviors, avoid hidden pitfalls, and look for deceptive behaviors. You’ll also learn how your body language can influence what your boss, family, friends, and strangers think of you. You will discover: * The ancient survival instincts that drive body language * Why the face is the least likely place to gauge a person’s true feelings * What thumbs, feet, and eyelids reveal about moods and motives * The most powerful behaviors that reveal our confidence and true sentiments * Simple nonverbals that instantly establish trust * Simple nonverbals that instantly communicate authority Filled with examples from Navarro’s professional experience, this definitive book offers a powerful new way to navigate your world. Customer Rating: Read Reviews Tags: Joe, Navarro, and, Marvin, Karlins, What, Every, BODY, is, Saying, An, Ex-FBI, Agent’s, Guide, to, Speed-Reading, People Social Bookmarking View original post here: Joe Navarro and Marvin Karlins – What Every BODY is Saying: An Ex-FBI Agent’s Guide to Speed-Reading People Share and...

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Bonnie St. John – Money: Fall Down? Get Up

From The Oprah & Friends Radio Show with Jean Chatzky, 10 September 2008 Money: Fall Down? Get Up! by Bonnie St. John This is the easiest most enjoyable little book on money you’ll ever find! Take the 60-day money challenge and turn your downfalls into strengths. You will gain confidence, basic skills and plan out next-steps for a lifetime of prosperity. Gather your friends and family to take the 60-day money challenge together… and get results faster! Customer Rating: Read Reviews Tags: Bonnie, St., John, Money:, Fall, Down?, Get, Up Social Bookmarking Continued here: Bonnie St. John – Money: Fall Down? Get Up Share and...

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Obama?s Tax Plan Punishes Small Business and The American Worker?

Raising Taxes on “Top 5%” Would Punish Small Employers and Ordinary American Workers What do you think about this?  I mean there is such a difference beteween the Republicans and the Democrats does anyone really know what is right?  What I think they should do is “test” a state like California and tax the highest income earners, however that would not be Constitutional, I don’t think.  The problem with this all or nothing tax on the rich is that it is just that all or nothing, and we don’t live in an all or nothing world. The problem I (Jim Peake) see with the economy is that there is no integrity.  The probem with the 2 major candidates is that the same old boy network is running both campaigns.  The problem I see is we are about to re-elect another Democrat or a Republican and WE ARE EXPECTING A DIFFERENT RESULT?  Isn’t it time the small businesses banded together and threw some weight around? Despite the slowing economy, Senator Barack Obama admits that he will raise taxes if elected President. But, he assures us, only on the top 5% of income earners in America. There’s one problem with that – most taxpayers filing as individuals in the top income brackets are actually small businesses, which create most new jobs in America. At first glance, many ordinary Americans struggling to make ends meet and put food on their tables might set aside their traditional opposition to higher taxes, and welcome tax increases for those who can presumably afford it. This is especially true during an economic slowdown, and as news continues to arrive regarding irresponsible corporate executives driving companies such as Lehman Brothers or Bear Stearns into the ground. Share This Blog more…. BlogPulse Technorati Cosmos Sphere It Credit:Obama?s Tax Plan Punishes Small Business and The American Worker? Share and...

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Laurence Kotlikoff and Scott Burns – Spend ‘Til the End: The Revolutionary Guide to Raising Your Living Standard–Today and When You Retire

From The Oprah & Friends Radio Show with Jean Chatzky, 5 September 2008 Spend ‘Til the End: The Revolutionary Guide to Raising Your Living Standard–Today and When You Retire by Laurence J. Kotlikoff and Scott Burns Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend ’til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors’ economics-based “consumption smoothing” approach to financial planning. Spend ‘Til the End substitutes economic wisdom for the “rules of dumb” that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money — and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest. Customer Rating: Read Reviews Tags: Laurence, J., Kotlikoff, , Scott, Burns, Spend, ‘Til, the, End, The, Revolutionary, Guide, to, Raising, Your, Living, Standard–Today, and, When, You, Retire, Social Bookmarking Read more from the original source: Laurence Kotlikoff and Scott Burns – Spend ‘Til the End: The Revolutionary Guide to Raising Your Living Standard–Today and When You Retire Share and...

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Frank Luntz – Words That Work, Revised, Updated Edition: It’s Not What You Say, It’s What People Hear

From The Oprah & Friends Radio Show with Dr. Mehemet Oz, 2 September 2008 Words That Work, Revised, Updated Edition: It’s Not What You Say, It’s What People Hear by Frank Luntz Luntz offers a behind-the-scenes look at how the tactical use of words and phrases–the power of language–affects political choices, purchases, and even personal belief. A new chapter shares insight on the language of the 2008 elections. Read Reviews Tags: Frank, Luntz, Words, That, Work,, Revised,, Updated, Edition:, It’s, Not, What, You, Say,, It’s, What, People, Hear, communication Social Bookmarking Here is the original: Frank Luntz – Words That Work, Revised, Updated Edition: It’s Not What You Say, It’s What People Hear Share and...

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Ray Kurzweil – The Singularity Is Near: When Humans Transcend Biology

From The Oprah & Friends Radio Show with Dr. Mehmet Oz, 18 August 2008 The Singularity Is Near: When Humans Transcend Biology by Ray Kurzweil For over three decades, Ray Kurzweil has been one of the most respected and provocative advocates of the role of technology in our future. In his classic The Age of Spiritual Machines, he argued that computers would soon rival the full range of human intelligence at its best. Now he examines the next step in this inexorable evolutionary process: the union of human and machine, in which the knowledge and skills embedded in our brains will be combined with the vastly greater capacity, speed, and knowledge-sharing ability of our creations. Full Details Tags: Ray, Kurzweil, The, Singularity, Is, Near:, When, Humans, Transcend, Biology Social Bookmarking See the original post: Ray Kurzweil – The Singularity Is Near: When Humans Transcend Biology Share and...

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